Compliance Made Easy with EasyCare
At EasyCare, we prioritize compliance! We’re excited to offer qualifying dealers complimentary access to a comprehensive suite of online training through our partner, Mosaic Compliance Services. This program helps dealerships navigate the specific compliance needs of their F&I offices. For those seeking an all-encompassing Compliance Management System, Mosaic provides an extensive compliance package at a significantly reduced rate for EasyCare dealers.
Our robust compliance training equips you to fulfill the legal requirements for your F&I office and beyond, starting at no cost.
Fair Credit Policy & Program
The Consumer Financial Protection Bureau mandates that every dealership establish a Fair Credit Policy & Program. The National Automobile Dealers Association (NADA) has developed a model template for its members. The Compliance Essentials F&I program includes NADA resources, interactive online training, and policy acknowledgment to help you implement this effectively. It also features a memo template for finance sources requesting proof of your Fair Credit compliance efforts.
Online Compliance Training
Regardless of a dealership’s commitment to compliance, understanding the law and its implications for the F&I office is essential for effective adherence. To educate F&I personnel, EasyCare offers engaging video-based training.
Additional Resources
- Risk Assessment Tools
- F&I Non-Negotiables
- Compliance Articles Library
- EasyCare Product Training Modules
Core Package & Upgrade Options
- Online access to the NADA Fair Credit Program
- Template responses for finance inquiries
- Deployment of F&I non-negotiables
- Downloadable compliance support reports
- Initial “health check” via compliance survey (F&I personnel only)
- Training and tools for Compliance Officers
- Adverse Actions
- Cash Reporting
- Conditional Delivery
- Credit Applications
- Customer Signatures
- Discrimination
- Equal Credit Opportunity Act
- Ethics
- Fair Credit Policy
- FTC Privacy Rule
- FTC Red Flags Rule
- FTC Safeguards Rule
- FTC Telemarketing Rule
- FTC Used Car Rule
- Magnuson-Moss Warranty Act
- Menu Vocabulary
- Negative Equity
- OFAC
- Regulation M
- Regulation Z
- Risk-Based Pricing Rule
Includes everything in F&I Essentials, plus:
- Templates and assistance for developing policies such as:
- Employee Handbook
- F&I Policy
- Sales Policy
- Privacy Rule Policy
- Fair Credit/Fair Pricing Program
- Safeguards Rule
- Verification and deployment of all policy documents
- Deployment of non-negotiables for sales managers and associates
- Additional training on:
- Fair Credit Reporting Act
- GAP
- Non-negotiables
- Retaliation
- Sexual Harassment
- Vehicle Service Contracts
- And more
Job-specific training for all dealership staff
Includes everything from Comprehensive Compliance, plus:
- Third-party compliance reviews
- Annual service
- Secure upload of deal jackets to FTP site
- 90-point compliance audit
- Review of recorded transactions (if applicable)
- Annual report for Red Flags Rule
- Annual report for Safeguards Rule
- Written summary report
- Recap meeting with dealership staff via webinar
- Web-based complaint resolution system for consumers