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Guaranteed Asset Protection (GAP) Coverage

Introduction – In the event of a total loss to the covered vehicle, GAP products are designed to cover the difference between the contractual amount owed on the loan and the primary insurance settlement or retail value of the vehicle. *Subject to the terms and conditions of the GAP Waiver or Certificate of Insurance.

GAP Gold waiver – Covers amounts financed up to 150% Maximum MSRP for new vehicles, and 150% NADA Retail Value for Used vehicle in the event of a total loss to the vehicle. *Subject to the terms and conditions of the GAP Waiver or Certificate of Insurance.

GAP Gold Flex Buy waiver – Covers amounts financed up to 150% Maximum MSRP for new vehicles on the Flex Buy program, in the event of a total loss to the vehicle. *Subject to the terms and conditions of the GAP Waiver or Certificate of Insurance.

GAP Gold Advantage waiver – Covers amounts financed up to 150% Maximum MSRP for new vehicles, and 150% NADA Retail Value for Used vehicle in the event of a total loss to the vehicle, PLUS a $1,000 credit to be applied towards the purchase of a replacement vehicle at the original selling dealer in the event a loan balance is waived. *Subject to the terms and conditions of the GAP Waiver or Certificate of Insurance.

GAP Blue waiver – Covers amounts financed up to 120% Maximum MSRP for new vehicles, and 120% NADA Retail Value for Used vehicle in the event of a total loss to the vehicle. *Subject to the terms and conditions of the GAP Waiver or Certificate of Insurance.

GAP Insurance – Available in states where the state/lenders deem GAP an insurance product. Covers amounts financed up to 150% Maximum MSRP for new vehicles, and 150% NADA Retail Value for Used vehicle in the event of a total loss to the vehicle. *Subject to the terms and conditions of the GAP Waiver or Certificate of Insurance.

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